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Kids medical expense tracker printable3/24/2024 ![]() ![]() We probably all know people who sometimes go without enough food or who have their utilities cut off because they ran out of money for necessities. I’ve known people who have to live in places they don’t really want to live because they can’t afford to move to a location they would truly love. There’s nothing quite like money problems for adding stress to your life! And none of us need more stress! I’ve known many people who were forced to continue in jobs they don’t love because they can’t afford to take time off to look for a job they really want. Even if your children choose not to marry, you’ll still want to know that they’ll be able to care for themselves financially throughout their lives. If your children get married when they grow up, you’ll be interested in knowing that money is the number one issue couple fight about. The truth is that financial stability is important. It will help give them the ability to succeed in life. In other words, she’ll have to see that hard work now will pay off in the future. She’ll need to face years of studying and hard work to graduate with the degree she needs in order to have the career she wants to pursue. Now that she’s preparing to go to college, perseverance will be especially important! She’ll need to know how to budget her money during her college years so she doesn’t have to take out loans. Yes, I could have paid for these things for her, but I knew it was important for her to learn to set a goal and work toward it. In the past, she’s saved money for books she wanted to buy, clothes she wanted for special occasions, gifts for friends’ birthdays, art supplies, and other purchases that were important to her. She’s worked for months and months to save money, and she still needs to save more if she wants to buy a dependable car. Right now, my daughter is saving money for her first car. We want our children to hang in there and not give up when there’s something they really want or need to work toward. When our elementary school children have patience and are able to wait with a good attitude for an outing, everyone can enjoy it more because there wasn’t a lot of stress leading up to time to go. When our middle schoolers and high schoolers have patience and choose to delay going places with friends in order to get school work done first, they make better grades. When our teens and young adults have patience and wait for the right young man or woman to marry, they are more likely to have a happy marriage and a happy life. Part of planning for the future, though, is having patience! When our preschoolers have patience when they need us to get snacks or meals for them, we can enjoy eating together because there wasn’t a temper tantrum leading up to meal time. Or we simply go to the store and buy them right away. ![]() If I want a new book or my daughter wants art supplies or my husband wants a new tool, we order them, and they arrive within a day or two. If there are things we have to wait for, we usually don’t have to wait very long. Most of us today are used to instant gratification. I don’t want my children to make the same mistakes I did. It took many years to get past those mistakes and learn to make better financial choices. I wish I’d learned more about how to save, budget, and spend money wisely when I was growing up! I made lots of financial mistakes during my first few years after moving out of my parents’ home and getting married simply because I’d never really learned how to save, budget, and spend wisely. It will help keep them from making financial mistakes as adults. Why should you teach your children to save money? 1. This printable savings tracker is a way for kids to keep up with the money they’ve saved in a very visual way. The truth is that, even if your children are great at saving money, it’s still more fun and rewarding to save when they have a way of keeping track of it. Other children, though, may need a little more motivation! They have the patience to wait for the money to add up enough to make a special purchase or even just to save for the future. Some children don’t mind tucking away that birthday money or money they’ve worked for and watching their savings grow. Some kids seem to naturally be more willing to save money, but for others it’s more of a struggle. Teaching kids to save money is an important life skill! It’s not something that’s necessarily fun or easy to teach, but it’s something they need to know how to do.
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